Category: Finance

Why it is so vital for the truly affluent. Wealth management means more than just supervising a portfolio. It is multi-faceted: addressing risk and tax management, estate planning and charitable gifting, and, perhaps, college planning and long-term care planning. It is rare to find one financial professional well versed in all these disciplines. Acknowledging that […]

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A look at the potential of compounding and early, steady investing. Time may be the greatest asset for the young investor. While some people may frantically try to catch up on retirement saving after age 50, you have the chance to harness the power of compounding by starting decades earlier. When you start may matter […]

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What options do you have if you risk a default? Have you made a federal student loan payment in the last three months? About 11% of federal student loan borrowers have not and are therefore in default. That default rate only represents the borrowers entering repayment.1 More than 8.1 million Americans are behind on federal […]

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The risks to your wealth aren’t only in the financial markets. The wealthier you become, the more liability protection matters. We live in a litigious world, one in which even friends and neighbors can be convinced to see opportunity in the wake of misfortune. A (larger) umbrella liability policy may be an excellent idea. Could […]

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Adapting your retirement strategy (and outlook) may be necessary. Involuntary retirement can be emotionally and financially unsettling. Here are some questions to ask yourself if it happens. Do you want to keep working? You may have to rely on your spouse or partner’s income- or your emergency fund-for many months if you look for another […]

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These crucial years call for action. Today, retirement may seem nearer to you than it once did. The following moves might be worth making-and soon. Catch-up contributions to your retirement accounts. Starting in the year you turn 50, you may make a total of $1,000 in catch-up contributions to your IRAs each year and put […]

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Some key financial steps that you could take. Your twenties are the perfect time to save and invest. Do it now, and you will have a great ally-time-on your side. Think about doing the following things if you’re not doing them already. Put money into a retirement plan. Save and invest through a 401(k), a […]

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Follow through on these items before your “second act” begins. What should you try to do within five years of deciding to retire? Put these items on your to-do list. Estimate the monthly income you will need. It might be less than you need now, as your monthly expenses may decline. Talk with your financial […]

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  Some potential ways to make up ground at mid-life. Need to save more for the future? If you face the challenge of rebuilding or creating your retirement fund after 40, here are some steps that may help you. Strive to max out your Individual Retirement Account or workplace retirement plan contributions. In 2017, you […]

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Square peg in a round hole Very often lately, if you are like us and watch a lot of TV, surf the web, or read a lot, you may have become inundated with financial product sales pitches. That’s just the nature of capitalism and free press. Unfortunately, the airwaves and the internet are rife with […]

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