Who are we?
We here with Summit Star Financial provide access to a broad portfolio of individual insurance protection, asset accumulation strategies, and financial products and services for ascending, and high net worth families, businesses, and institutions.
Along with a team of professionals, we provide guidance to our clients to help them pursue their financial goals.
We can provide comprehensive financial strategies and/or focus on one specific area of need.
Providing total financial needs analyses through a network of experienced professionals with expertise in:
- Advisory services;
- Retirement analysis and programs;
- Estate strategies;
- Employee benefit and retention services;
- Business continuation strategies; and
- Trust services,
We offer analysis of your current financial situation and help you:
- Identify financial goals and concerns
- Illustrate what is being done to address your goals and deal with concerns
- Identify gaps, if present, and offer solutions to fill them.
And, we never charge a fee for consultation.
Preparing for that next step in life isn’t always easy. Our combination of experience, professionalism and access to a wide variety of products and services can help you seek your financial goals, estate strategies and insurance needs. Whether your goals include preparing for milestone life events like retirement or college, or whether you’re simply looking for life, disability income or long-term care insurance protection, we promise you a new level of attention, insight and capability. Contact us to discuss your financial future.
How do we work with you?
We utilize an objective approach to problem solving, and it starts with questions, lots of questions.
Critical to our “needs-based” approach, is our ability and commitment to listening and asking the right questions. We get to know our clients and understand what is truly important to them. Our goal is always to help you to achieve your goals. To that end, we use a four-step process to help you solve your financial problems:
Before we recommend any product and/or service, we ask questions and get a clear understanding of your circumstances and financial objectives. We then analyze your insurance and investment portfolios to identify any gaps that may exist.
We will provide you with suggestions to fill in the gaps and support plans in-place, or create new ones to help you address your objectives more efficiently.
We will work hand-in-hand with you to implement our agreed-upon strategy and help you secure the required products and services.
Because your financial situation is bound to change, we will work with you over time through periodic reviews to help you monitor your strategy and the ability to pursue your goals.
What is the reference to Summit Star ?
Summit refers to a vantage point, a position where one can more easily identify what threats may be approaching, and what pathways laid out before us may lead most effectively to the goals desired.
For thousands of years, the Star has been used as the reference point from which direction is ascertained and guidance is established. Its ever-presence and resoluteness is true to its nature.
These two words refer our bi-phasic approach to planning: viewing from a position of advantage, and offering clear, unobstructed guidance.
We work closely with our clients to keep our focus on both of these concepts at all times. We may initially illustrate a client’s needs and wishes in a more global or strategic overview, seeing and describing the situation from the higher ground as it were. However, when it comes time to implement, and continuously monitor our progression, we need to establish and utilize reference points all along the way, to chart, measure, and report our progress toward the goals. All the while, returning to our vantage point to check our position.
It can be easy to get lost or misled, and expensive to recover if only one methodology was implemented. We therefore use a continuous check, and re-check methodology in a continuous fashion.